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Crypto Staking Calculator

Pre-filled with a typical ETH APY of 3% — adjust everything to match your platform.

Data as of Jul 11, 2026APY last verifiedJul 11, 2026

Estimates only — not financial advice.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live ETH price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (2.2–4% range, verified 2026-07-11) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

Rewards after 1 year
0.30416 ETH
≈ $547.19 at today's price
Effective APY
3%
nominal 3%
Rewards per day (year 1)0.000833314 ETH · $1.50
Rewards per month (year 1)0.0253466 ETH · $45.60
Rewards per year0.30416 ETH · $547.19
Total at end10.3042 ETH · $18,537.29
ETH price used$1,799.01 (cached)

Ethereum staking facts

Unbonding period
Exit queue, typically 1–10 days depending on validator queue length
Minimum stake
32 ETH solo; no minimum via pooled/liquid staking
Compounding
manual (rewards not auto-staked natively; liquid staking auto-compounds)
  • Solo staking requires running a validator with 32 ETH; most holders use pooled or liquid staking instead.
  • Rewards come from consensus issuance plus priority fees/MEV, so realized APY varies week to week.
  • Slashing is rare and mostly affects misconfigured validators, but delegators share that risk with their operator.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform; and during the exit queue, typically 1–10 days depending on validator queue length you can't sell into a crash. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different ETH APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related calculators

Compound Interest CalculatorSame math with monthly contributionsStablecoin YieldsCompare non-volatile yield optionsCrypto Tax CalculatorRewards are usually taxable income

Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.