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Polygon Staking Calculator

Pre-filled with a typical POL APY of 2.5% — adjust everything to match your platform.

Rewards after 1 year
0.252885 POL
≈ $0.02 at today's price
Effective APY
2.5%
nominal 2.5%
Rewards per day (year 1)0.000692834 POL · $0.00005553
Rewards per month (year 1)0.0210737 POL · $0.001689
Rewards per year0.252885 POL · $0.02
Total at end10.2529 POL · $0.82
POL price used$0.08 (cached)

Data as of Jul 11, 2026APY last verifiedJul 11, 2026

Estimates only — not financial advice.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live POL price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (1.5–3.5% range, verified 2026-07-11) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

Polygon staking facts

Unbonding period
~3–4 days (80 checkpoints)
Minimum stake
1 POL
Compounding
manual (restake to compound)
  • POL staking happens on Ethereum mainnet — you'll pay Ethereum gas to stake, claim and unstake.
  • Rewards accrue per checkpoint and must be manually restaked to compound.
  • POL replaced MATIC as the staking token after the 2024 migration; old MATIC must be migrated first.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform; and during the ~3–4 days (80 checkpoints) you can't sell into a crash. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different POL APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related calculators

Compound Interest CalculatorSame math with monthly contributionsStablecoin YieldsCompare non-volatile yield optionsCrypto Tax CalculatorRewards are usually taxable income

Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.