Skip to content
CryptoSums

Polkadot Staking Calculator

Pre-filled with a typical DOT APY of 11% — adjust everything to match your platform.

Rewards after 1 year
1.1572 DOT
≈ $1.02 at today's price
Effective APY
11.6%
nominal 11%
Rewards per day (year 1)0.00317038 DOT · $0.002784
Rewards per month (year 1)0.0964324 DOT · $0.08
Rewards per year1.1572 DOT · $1.02
Total at end11.1572 DOT · $9.80
DOT price used$0.88 (cached)

Data as of Jul 11, 2026APY last verifiedJul 11, 2026

Estimates only — not financial advice.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live DOT price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (8–14% range, verified 2026-07-11) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

Polkadot staking facts

Unbonding period
~2 days (cut from 28 days by referenda 1909/1910, enacted July 2026)
Minimum stake
1 DOT via nomination pools; ~250+ DOT for direct nomination
Compounding
optional (nomination pools can restake automatically)
  • Referenda 1909 & 1910 (enacted July 2026) cut unbonding from 28 days to about 2 days — one of the biggest staking UX changes in Polkadot's history.
  • Nomination pools lowered the practical minimum to 1 DOT; direct nominators need a much larger stake to earn.
  • Since July 2026 nominators are no longer slashable — validators carry slashing risk under the new 10,000-DOT self-stake model.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform; and during the ~2 days (cut from 28 days by referenda 1909/1910, enacted july 2026) you can't sell into a crash. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different DOT APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related calculators

Compound Interest CalculatorSame math with monthly contributionsStablecoin YieldsCompare non-volatile yield optionsCrypto Tax CalculatorRewards are usually taxable income

Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.